Define your style

Finance Your Dream Kitchen, Bath, and Flooring

Get the style you love today with easy, low monthly payments. Enjoy up to 120 months As low As 9.99% APR (with approved credit). Start with just $100 down.

Raider Financing Transparent MAIN

Ready to get started for just $100 down?

START SOONER

Get the Floors You Want, Without the Wait

Why put off your dream kitchen or cozy new carpet? With Raider’s low monthly payments, you can enjoy your new space today—without draining your savings.

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Low Monthly Payments

One simple payment for up to 120 months As low As 9.99% APR (with approved credit).

Fast & Friendly

Apply in minutes and review your options with a design pro—no pressure.

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No Prepayment Penalty

Pay it off anytime. Save on interest if you choose to finish early.

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Backed by Raider

Your project is installed by pros and covered by our Lifetime Installation Guarantee.

What Can I Finance?

Cash vs. Financing

Pay Cash

  • Large upfront cost
  • Project may be delayed
  • Drains savings for emergencies

Finance with Raider

  • Start now and spread cost over time
  • Keep savings intact for life’s surprises
  • 120 months As low As 9.99% APR (with approved credit)
  • No prepayment penalty—pay off anytime
★★★★★

“Raider made it so easy. We remodeled our kitchen with payments under $200/month. We never thought we could afford it so soon!”

— Shelly M., Lubbock

How It Works

Pick Your Floors

Explore samples with a design pro.

Get Approved Fast

Apply in minutes and review options.

Choose Your Payment

Lock in a monthly that fits.

Install & Enjoy

Pro install + Lifetime Guarantee.

Sample Low Monthly Payments

Project Amount Estimated Monthly Term & APR
$5,000As low as ~$66/mo60, 90, and 120 months As low As 9.99% APR
$10,000As low as ~$132/mo60, 90, and 120 months As low As 9.99% APR
$15,000As low as ~$198/mo60, 90, and 120 months As low As 9.99% APR
$20,000As low as ~$264/mo60, 90, and 120 months As low As 9.99% APR

Estimates only. With approved credit.

ESTIMATE YOUR PAYMENT

See How Low Your Monthly Payment Can Be

Use the calculator below. Then book a free in-home measure - our team will confirm your exact price and payment options.

Pay Over Time — Just $100 Down

120-month term • As low as 9.99% APR • No prepayment penalty
Enter numbers only (e.g., 10000)
Default: $100 minimum down payment
Choose 60, 90, or 120 months
Estimated Monthly
As low as $0/mo
with approved credit • 120 months • As low as 9.99% APR
Amount Financed
$0

Trusted. Local. Guaranteed.

Raider Flooring has teamed up with Service Finance Company, a trusted national provider of home improvement financing. Together, we make it easy to invest in your home with flexible options, secure processing, and peace of mind. Enjoy quick approvals, competitive programs, and the confidence of working with a licensed finance leader.

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Approvals are based on lender criteria; many customers qualify.

No—pay off your balance at any time without a fee.

Yes—most remodeling projects qualify for financing.

Many decisions are provided in minutes.

With approved credit. APR, terms, and payment amounts are estimates and subject to lender approval and change. Estimates may not include taxes, demolition, subfloor prep, transitions, base/shoe, furniture moving, or other project-specific needs. Actual monthly payment is determined by your final invoice and lender terms.

Start Your Project for Just $100 Down

Get approved fast and enjoy your new space sooner — all with a low monthly payment that fits your budget.